TPThe Trading Playbook

Updated 2026-03-08

The5ers Payout Split & Schedule Rule Explained

The5ers
Quick Answer

The5ers offers a 100% profit split to funded traders, with payouts distributed monthly.

Funded traders keep 100% of net profits generated in their funded account, calculated from closed trades only. Payouts are processed monthly based on account performance. This rule cannot be breached as it defines the payout structure rather than imposing restrictions.

Key Rule Details

Base Split
100%
Max Split
100%
Frequency
monthly
Consistency Rule
No
Fee Refunded
No

Calculation Example

Account Size: $10,000Payout Split & Schedule: 100%
Account Size$10,000
Payout Split & Schedule Limit100%
Scenario: Closed P&L$5,000 profit generated
Scenario: Floating P&L100% payout split
Total Exposure$5,000
Remaining Buffer$0 retained by firm
Limit used:100%

Common Mistakes

Expecting immediate profit withdrawals
Many traders assume they can withdraw profits immediately after generating them. The5ers processes payouts monthly, not on-demand. A trader making $500 profit on Monday cannot withdraw it until the next monthly payout cycle, potentially waiting up to 30 days.
Including unrealized profits in calculations
Traders often count floating profits as withdrawable funds before closing positions. The5ers calculates payouts based on net profit from closed trades only. A trader with $800 in open profits cannot request withdrawal until those positions are closed and profits are realized.
Misunderstanding net profit calculation
Some traders expect payouts on gross profits without considering fees or previous losses. The5ers pays 100% of net profit, meaning total closed profits minus any losses and fees. A trader with $1000 in winning trades and $200 in losses receives payout on $800 net profit.
Requesting partial monthly withdrawals
Traders sometimes expect to withdraw portions of profits multiple times per month. The5ers follows a monthly payout schedule with single disbursements per cycle. A trader generating $600 profit mid-month cannot withdraw $300 immediately and $300 later in the same month.

Protection Strategies

Track net profit for payout planning
Maintain detailed records of all closed trades including wins, losses, and fees to accurately calculate your monthly net profit. This helps you plan for upcoming payouts and avoid overestimating withdrawable amounts. Document everything in a trading journal for precise calculations.
Close profitable positions before month end
Time your position closures to realize profits before the monthly payout calculation period ends. Keep positions with unrealized gains open only if you're confident they won't reverse. This ensures maximum profits are included in your monthly payout calculation.
Set monthly profit withdrawal alerts
Create calendar reminders for The5ers' monthly payout schedule and track your net profit throughout each cycle. This prevents disappointment from expecting immediate withdrawals and helps you plan your trading capital needs. Monitor your account dashboard regularly for payout updates.
Avoid trading during payout processing
Minimize active trading during monthly payout calculation periods to avoid confusion about which profits qualify for the current cycle. Focus on position management rather than opening new trades near month-end. This ensures clean profit calculations and smoother payout processing.

Related Rules

Maximum Daily Loss
3%
Maximum Total Loss
6%
Profit Target (Phase 1)
10%
Scaling Plan
Up to $4,000,000

The5ers Comparisons

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Frequently Asked Questions

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on The5ers's official website before purchasing a challenge. Updated 2026-03-08.