The Funded Trader vs The5ers: Which Prop Firm Is Better?
Traders choosing between The Funded Trader and The5ers face a decision between flexible challenge conditions versus proven track record and trader satisfaction. The Funded Trader offers significantly easier profit targets at 8% versus 10% and eliminates daily loss limits entirely, while The5ers compensates with a stellar 4.8/5 Trustpilot rating from 21,000 reviews compared to The Funded Trader's 3/5 from 22,000 reviews. This comparison examines challenge structure, trading rules, platform options, and real trader experiences to help you determine which firm aligns with your trading style and risk tolerance.
TF
The Funded Trader
Est. 2021 · Fort Lauderdale, USA
3
22,000 reviews
VS
5 wins
5 ties
2 wins
T
The5ers
Est. 2016 · Raanana, Israel
4.8
21,000 reviews
Feature
The Funded Trader
The5ers
Challenge Price ($100K)
$489
N/A
Phase 1 Profit Target
8%✓ Easier to pass
10%
Max Daily Loss
No limit✓ No daily loss limit
3%
Max Total Loss
N/A
6%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit
No limit
Payout Split
N/A
100%
Payout Frequency
anytime payouts
monthly
The Funded Trader
Pros
+Multiple challenge types including one-step and three-step evaluations
+High maximum funding allocation up to $2.5M across different challenges
+VIP program offering up to 95% payout split
+News trading allowed on most challenges
+Fast payout eligibility in as little as 7 days on some challenges
Cons
−Simulated trading environment only, not real money trading
−Limited account size options shown in comparison table
−Proprietary technology monitoring may restrict some trading styles
−Maximum concurrent funded account limit of $600K
The5ers
Pros
+Scale up to $4M in funded trading capital with industry-leading spreads
+Up to 100% profit split with transparent one-time fees
+Unlimited time limit for evaluations with no consistency rules
+24/7 support and guidance with free educational resources
+10+ years active with 262K funded traders and reliable payouts
Cons
−Limited leverage at 1:30 compared to some competitors
−One-time fee of $260 applies to all account sizes
−Daily pause rule at 3% may limit aggressive trading strategies
Our Verdict
Which Should You Choose?
The Funded Trader suits aggressive traders, scalpers, and news traders who need maximum flexibility and easier profit targets. With no daily loss limits, allowed news trading, and an 8% Phase 1 target versus 10% at The5ers, it creates more forgiving conditions for high-frequency and volatile strategies. The multiple platform options (MATCH-TRADER, DXTrade, cTrader) also appeal to traders with specific execution requirements.
However, The5ers wins for conservative traders prioritizing firm reliability and long-term partnerships. The 4.8/5 Trustpilot rating versus 3/5 for The Funded Trader, combined with 3 additional years in business (founded 2016 vs 2021), suggests better operational stability and trader satisfaction. The 100% profit split at The5ers also provides clearer payout transparency.
For most traders, The5ers represents the safer choice despite stricter rules, given the substantial difference in customer satisfaction ratings and longer operational history. Only choose The Funded Trader if you specifically need their more flexible trading conditions and can accept the higher operational risk indicated by their significantly lower customer ratings.
Choose The Funded Trader if:
→Multiple challenge types including one-step and three-step evaluations
→High maximum funding allocation up to $2.5M across different challenges
→VIP program offering up to 95% payout split
→News trading allowed on most challenges
Choose The5ers if:
→Scale up to $4M in funded trading capital with industry-leading spreads
→Up to 100% profit split with transparent one-time fees
→Unlimited time limit for evaluations with no consistency rules
→24/7 support and guidance with free educational resources
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.