TPThe Trading Playbook

Updated 2026-03-08

PipFarm Maximum Daily Loss Rule Explained

PipFarm
Quick Answer

PipFarm's Maximum Daily Loss limit is 2% of the account balance per trading day.

The rule is calculated based on your account balance at the start of each trading day. It includes both realized losses from closed trades and unrealized losses from open positions. Breaching this limit results in immediate account termination and disqualification from the program.

Key Rule Details

Limit
2%
Dollar Value ($100,000)
$2,000
Includes
Open + Closed P&L
Resets
Daily
Breach
Account terminated

Calculation Example

Account Size: $100,000Maximum Daily Loss: $2,000
Account Size$100,000
Maximum Daily Loss Limit$2,000
Scenario: Closed P&L$-560
Scenario: Floating P&L$-1,040
Total Exposure$-1,600
Remaining Buffer$400
Limit used:80%

Common Mistakes

Ignoring Unrealized Losses
Traders often focus only on closed trades while ignoring floating losses on open positions. If you have a $10,000 account and your open trades show -$150 unrealized loss plus -$50 in closed losses, you've hit the $200 daily limit even without closing anything. The account will be terminated regardless of whether positions are still open.
Forgetting Daily Reset Timing
Many traders assume the daily loss resets at midnight in their local timezone, but it typically resets at broker server time. Trading late at night without knowing the exact reset time can lead to losses carrying over to the next day. On a $50,000 account, a $800 loss at 11:30 PM might reset at midnight server time, giving you a fresh $1,000 limit.
Multiple Small Trades
Traders take several small losing trades thinking each is 'safe' but don't track the cumulative daily loss. On a $5,000 account, five trades losing $25 each totals $125, which is 2.5% and breaches the $100 daily limit. Each individual trade seemed minor, but the combined effect violated the rule.
Weekend Gap Risk
Opening positions before market close on Friday without considering weekend gap risk. If Monday opens with a significant gap against your position, the unrealized loss immediately counts toward your daily limit. A $100,000 account holder with a large EUR/USD position could face a $1,000+ gap loss on Monday morning, instantly breaching the $750 daily limit.

Protection Strategies

Set Personal Buffer at 1.5%
Always stop trading when you reach 1.5% daily loss instead of the full 2% limit. This gives you a 0.5% cushion for unexpected market moves or calculation errors. On a $20,000 account, stop at $300 loss instead of risking the full $400 limit.
Risk Maximum 0.5% Per Trade
Limit each individual trade to 0.5% risk, allowing for up to 4 losing trades before reaching your personal buffer. On a $10,000 account, this means $50 maximum risk per trade. This position sizing ensures you cannot breach the daily limit with normal trading activity.
Use Real-Time Loss Tracking
Set up alerts at 1%, 1.5%, and 1.8% daily loss to monitor your progress throughout the day. Most trading platforms allow equity-based alerts that include both realized and unrealized P&L. This prevents the common mistake of losing track during active trading sessions.
Avoid Trading During High-Impact News
Skip trading during major economic releases like NFP, FOMC, or ECB announcements where rapid price movements can cause large losses quickly. These events can easily trigger 100+ pip moves in seconds, potentially causing a 2%+ account loss in a single trade before you can react.

Related Rules

Maximum Total Loss
6%
Time Limit
90 days (Phase 1)
Payout Split & Schedule
99% (up to 99%)
Scaling Plan
Up to $1,500,000

PipFarm Comparisons

/Compare/Fundednext vs Pipfarm/Compare/Ftmo vs Pipfarm/Compare/Fundingpips vs Pipfarm/Compare/The Funded Trader vs Pipfarm

Frequently Asked Questions

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on PipFarm's official website before purchasing a challenge. Updated 2026-03-08.