TPThe Trading Playbook

Updated 2026-03-08

AquaFunded Payout Split & Schedule Rule Explained

AquaFunded
Quick Answer

AquaFunded offers a 90% payout split (up to 100%) on net profits from funded accounts.

The payout split is calculated on net profit generated in your funded account and paid bi-weekly. This applies only to the funded phase after completing both evaluation phases. There are no breaches related to payout percentage - it's a benefit structure, not a restriction.

Key Rule Details

Base Split
90%
Max Split
100%
Frequency
bi-weekly
Consistency Rule
No
Fee Refunded
Yes (with first payout)

Calculation Example

Account Size: $100,000Payout Split & Schedule: 90% (up to 100%)
Account Size$100,000
Payout Split & Schedule Limit90% (up to 100%)
Scenario: Closed P&L$5,000 profit generated
Scenario: Floating P&L90% payout split
Total Exposure$4,500
Remaining Buffer$500 retained by firm
Limit used:90%

Common Mistakes

Expecting payouts during evaluation
Many traders assume they can request payouts during Phase 1 or Phase 2 evaluation. AquaFunded only pays profits during the funded account phase. If you're still in evaluation with a $50,000 account and made $3,000 profit, you cannot withdraw any funds until you pass both phases and receive your funded account.
Miscalculating net profit expectations
Traders often forget that payouts are based on net profit, not gross gains. If you made $2,000 but had $500 in losses earlier, your net profit is only $1,500. On a 90% split, you'd receive $1,350, not the $1,800 some traders incorrectly calculate from their peak gains.
Missing bi-weekly payout windows
Some traders don't track AquaFunded's bi-weekly payout schedule and miss their withdrawal window. If you have $1,000 in net profits ready but miss the bi-weekly cutoff, you'll have to wait another two weeks for the next payout cycle, potentially affecting your cash flow planning.
Confusing scaling with payout percentage
Traders sometimes think account scaling automatically increases their payout percentage above 90%. AquaFunded's scaling plan increases account size up to $4,000,000, but the payout split remains at 90% (up to 100% based on performance). A scaled $200,000 account still pays 90% of net profits, not a higher percentage.

Protection Strategies

Track net profit calculations accurately
Maintain a detailed trading journal that tracks both gains and losses to calculate true net profit. This ensures you know exactly what 90% of your net profit will be before requesting payouts. Use spreadsheets or trading software that automatically calculates running net profit totals.
Plan positions around payout timing
Size your positions to ensure you can close profitable trades before bi-weekly payout deadlines. If you're approaching a payout window with $800 net profit, avoid opening large positions that might tie up your profits past the deadline. This maximizes your regular cash flow from the 90% payout structure.
Set payout milestone alerts
Create alerts when you reach meaningful net profit levels like $500, $1,000, or $2,000 to optimize your 90% payout requests. This helps you decide whether to request smaller frequent payouts or accumulate larger amounts. Track these milestones against AquaFunded's bi-weekly schedule for optimal timing.
Avoid overtrading after profit targets
Once you've achieved solid net profits eligible for 90% payouts, avoid excessive trading that could reduce your net profit through losses. If you have $1,500 net profit ready for a $1,350 payout, don't risk unnecessary trades that could lower this amount before the payout window closes.

Related Rules

Maximum Daily Loss
5%
Maximum Total Loss
10%
Profit Target (Phase 1)
10%
Profit Target (Phase 2)
5%

AquaFunded Comparisons

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Frequently Asked Questions

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on AquaFunded's official website before purchasing a challenge. Updated 2026-03-08.