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Updated 2026-03-08
PipFarm vs Crypto Fund Trader: Which Prop Firm Is Better?
Traders choosing between PipFarm and Crypto Fund Trader face a decision between premium profit splits versus lower barriers to entry. PipFarm offers an exceptional 99% payout split but charges $750 for their $100K challenge with stricter 2% daily loss limits, while Crypto Fund Trader provides more breathing room with 4% daily loss allowance and a lower $660 entry cost. Both firms launched in 2023 and maintain solid reputations, making the choice dependent on your risk tolerance and profit expectations. This comparison examines their challenge structures, trading rules, and payout terms to help you determine which firm aligns with your trading strategy.
P
PipFarm
Est. 2023 · N/A
4.3
1,000 reviews
VS
3 wins
4 ties
5 wins
CF
Crypto Fund Trader
Est. 2023 · N/A
4.2
800 reviews
Feature
PipFarm
Crypto Fund Trader
Challenge Price ($100K)
$750
$660✓ Lower entry cost
Phase 1 Profit Target
N/A
10%
Max Daily Loss
2%
4%✓ More daily loss room
Max Total Loss
6%
6%
Min Trading Days
None✓ No minimum
0 days
Time Limit (Phase 1)
90 days
No limit✓ No time limit
Payout Split
99%✓ Higher profit split
80% (up to 90%)
Payout Frequency
7 days
N/A
PipFarm
Pros
+Highest profit share in the industry at up to 99%
+Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
+Fast scaling program up to $1.5M maximum allocation
+Flexible payout intervals with weekly option available
+Experience points system with increasing benefits and profit share up to 99%
Cons
−Relatively new firm founded in 2023 with limited track record
−Limited to cTrader platform only
−Complex rule structure with multiple modes may be confusing for beginners
−90-day time limit resets after each payout adding pressure
−Many features require additional fees as add-ons
Crypto Fund Trader
Pros
+No time limits on evaluation phases - take as long as needed
+News trading allowed with no restrictions during high-volatility events
+Over 715 crypto pairs plus forex, indices, commodities and stocks
+Spreads starting from 0 pips with low fees
+Gamified ranking system with prizes and comprehensive educational resources
Cons
−All trading is on demo capital only - no real capital involved
−Relatively new firm founded in 2023 with less track record
−Challenge fees are non-refundable once trading begins
−Higher daily loss limit (4%) compared to some competitors
Our Verdict
Which Should You Choose?
PipFarm suits profitable traders who can operate within tight risk parameters and want to maximize their earnings through the industry's highest profit split at 99%. The firm's 2% daily loss limit and 90-day time constraint work best for disciplined traders who don't need extended timeframes or large drawdown buffers. However, the $90 higher entry cost and stricter rules make it less accessible for newer traders.
Crypto Fund Trader better serves traders who need flexibility and lower barriers to entry. The 4% daily loss allowance provides twice the breathing room of PipFarm, while the $660 challenge cost and unlimited time limit reduce pressure on developing traders. News traders will particularly benefit from Crypto Fund Trader's explicit allowance of news trading. For most traders starting their prop firm journey, Crypto Fund Trader's combination of lower costs and more forgiving rules outweighs PipFarm's superior profit split.
Choose PipFarm if:
→Highest profit share in the industry at up to 99%
→Multiple challenge modes (Classic, Endurance, Consistency) to suit different trading styles
→Fast scaling program up to $1.5M maximum allocation
→Flexible payout intervals with weekly option available
Choose Crypto Fund Trader if:
→No time limits on evaluation phases - take as long as needed
→News trading allowed with no restrictions during high-volatility events
→Over 715 crypto pairs plus forex, indices, commodities and stocks
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.