ℹ️This page may contain affiliate links. We earn a commission if you purchase through our links, at no extra cost to you. Learn more
Updated 2026-03-08
Hantec Trader vs Instant Funding: Which Prop Firm Is Better?
Traders choosing between Hantec Trader and Instant Funding face a decision between London-based stability and aggressive scaling potential. While both firms launched in 2023, Instant Funding offers significantly higher maximum account sizes ($1,280,000 vs $200,000) and more generous profit splits (up to 95% vs 90%), but Hantec Trader maintains stronger trust metrics with a 4.5/5 Trustpilot rating from 500 reviews. This comparison examines their challenge structures, payout terms, platform options, and trading restrictions to determine which firm aligns with different trading styles and goals.
HT
Hantec Trader
Est. 2023 · London, UK
4.5
500 reviews
VS
0 wins
7 ties
5 wins
IF
Instant Funding
Est. 2023 · N/A
3.8
200 reviews
Feature
Hantec Trader
Instant Funding
Challenge Price ($100K)
$359
N/A
Phase 1 Profit Target
10%
8%✓ Easier to pass
Phase 2 Profit Target
5%
5%
Max Daily Loss
5%
5%
Max Total Loss
10%
10%
Min Trading Days
3 days
3 days
Time Limit (Phase 1)
No limit
No limit
Payout Split
80% (up to 90%)
80% (up to 95%)✓ Higher profit split
Hantec Trader
Pros
+Multiple program types available including instant funding with no challenge
+No time limits on Enhanced and EnhancedX challenge phases
+Competitive challenge prices starting at $59 for $10K accounts
+Up to 90% profit split available with add-ons
+Official UFC partner in APAC region
Cons
−Limited leverage capped at 1:50 across all instruments
−Maximum account size limited to $200K
−Instant funding program has high entry costs relative to account size
−EnhancedX program requires consistency score tracking
Instant Funding
Pros
+Multiple account types including instant funding options with no profit targets
+High profit splits up to 95% on Two-Phase Max program
+Account scaling available that can double account size when hitting 10% profit
+Over $17M paid out to traders with transparent on-chain verification
+No minimum trading days required on several programs
Cons
−Complex rule variations across different account types can be confusing
−News trading restrictions on some programs
−Weekend holding not available on all programs without add-ons
−Temporary leverage restrictions to 1:5 on metals, oil, and indices
−Some programs have strict consistency rules limiting single trade profits
Our Verdict
Which Should You Choose?
Instant Funding is the clear choice for ambitious traders focused on maximum scaling potential and higher profit retention. With a maximum account size of $1,280,000 versus Hantec Trader's $200,000 cap, plus profit splits reaching 95% compared to 90%, it offers superior earning potential for successful traders. The easier 8% Phase 1 target and broader platform selection (MT5, cTrader, Match-Trader) make it more accessible for diverse trading strategies.
However, Hantec Trader suits traders who prioritize firm reliability and transparent operations. Its 4.5/5 Trustpilot rating from 500 reviews significantly outweighs Instant Funding's 3.8/5 from 200 reviews, and its London headquarters provide regulatory clarity. For conservative traders who value established credibility over maximum scaling, Hantec Trader offers peace of mind.
Bottom line: Choose Instant Funding if you're focused on aggressive scaling and maximum profit potential, but select Hantec Trader if you prioritize firm stability and proven track record over absolute profit maximization.
Choose Hantec Trader if:
→Multiple program types available including instant funding with no challenge
→No time limits on Enhanced and EnhancedX challenge phases
→Competitive challenge prices starting at $59 for $10K accounts
→Up to 90% profit split available with add-ons
Choose Instant Funding if:
→Multiple account types including instant funding options with no profit targets
→High profit splits up to 95% on Two-Phase Max program
→Account scaling available that can double account size when hitting 10% profit
→Over $17M paid out to traders with transparent on-chain verification
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.