Does Funded Trading Plus's Maximum Total Loss include unrealized losses?

Yes, the 10% maximum total loss includes both realized losses and unrealized losses from open positions. Your account equity determines your current drawdown level, not just closed trade profits and losses.

What happens if I breach the Maximum Total Loss?

Your account is immediately terminated and you cannot continue trading. You would need to purchase a new challenge to restart with Funded Trading Plus. There is no reset or second chance once you hit the 10% total loss limit.

Does the Maximum Total Loss reset when I reach profit targets?

No, the 10% maximum total loss never resets and remains calculated from your original starting balance throughout both challenge and funded phases. Even after passing Phase 1 and Phase 2 profit targets, the total loss limit stays at 10% of your initial account size.

Is Maximum Total Loss calculated from balance or equity?

The maximum total loss is calculated from your current account equity compared to your initial balance. If your equity falls to 90% or below your starting balance at any time, including due to floating losses on open positions, you breach the rule.

Does Funded Trading Plus's Maximum Total Loss include unrealized losses?

Yes, the 10% maximum total loss includes both realized losses and unrealized losses from open positions. Your account equity determines your current drawdown level, not just closed trade profits and losses.

What happens if I breach the Maximum Total Loss?

Your account is immediately terminated and you cannot continue trading. You would need to purchase a new challenge to restart with Funded Trading Plus. There is no reset or second chance once you hit the 10% total loss limit.

Does the Maximum Total Loss reset when I reach profit targets?

No, the 10% maximum total loss never resets and remains calculated from your original starting balance throughout both challenge and funded phases. Even after passing Phase 1 and Phase 2 profit targets, the total loss limit stays at 10% of your initial account size.

Is Maximum Total Loss calculated from balance or equity?

The maximum total loss is calculated from your current account equity compared to your initial balance. If your equity falls to 90% or below your starting balance at any time, including due to floating losses on open positions, you breach the rule.

Updated 2026-03-08

Funded Trading Plus Maximum Total Loss Rule Explained

Funded Trading Plus

Quick Answer

Funded Trading Plus's Maximum Total Loss is 10% of your initial account balance.

This is calculated as a static 10% drawdown from your starting balance that never trails with profits. The rule includes both realized losses and floating negative positions in your account equity. Breaching this limit results in immediate account termination.

Key Rule Details

Limit

10%

Dollar Value ($100,000)

$10,000

Basis

initial account balance (static maximum

Resets

Never (static)

Breach

Account terminated

Calculation Example

Account Size: $100,000 — Maximum Total Loss: $10,000

Account Size	$100,000
Maximum Total Loss Limit	$10,000
Scenario: Closed P&L	$-2,800
Scenario: Floating P&L	$-5,200
Total Exposure	$-8,000
Remaining Buffer	$2,000

Limit used:80%

Common Mistakes

Ignoring Floating Losses

Many traders think only closed trades count toward the 10% limit, but open positions with unrealized losses also count. On a $100,000 account, if you have $8,000 in realized losses and hold positions showing $3,000 unrealized loss, you've breached the $10,000 maximum total loss limit even without closing those trades.

Expecting Trailing Drawdown

Traders assume the 10% limit moves up with profits, but Funded Trading Plus uses static drawdown. On a $50,000 account, even after growing to $60,000, your maximum loss limit remains fixed at $5,000 from the original balance, not the new high.

Confusing Daily and Total

Some traders think reaching the 5% daily loss resets their total loss progress. The 10% maximum total loss accumulates across all trading days and never resets. A $25,000 account can lose $1,250 daily for only 4 days before hitting the $2,500 total limit.

Weekend Gap Miscalculation

Traders holding positions over weekends can breach the rule due to gap openings they didn't anticipate. If you're already down $9,500 on a $100,000 account and hold forex positions, a $500+ weekend gap against you immediately violates the 10% total loss rule upon market open.

Protection Strategies

Set Personal Loss Limit at 8%

Create your own maximum loss threshold 2% below Funded Trading Plus's 10% limit to provide a safety buffer. On a $50,000 account, stop trading when you're down $4,000 instead of waiting until the $5,000 firm limit. This accounts for potential slippage and gap risk.

Calculate Position Sizes Using Total Loss

Size each position so your maximum possible loss fits within your remaining drawdown capacity. If you're already down $3,000 on a $100,000 account, limit new positions to risk no more than $5,000 combined to stay within the $10,000 total loss limit.

Set Daily Equity Alerts at 9%

Configure platform alerts when your account equity drops to 91% of initial balance rather than the 90% violation point. On a $25,000 account, set alerts at $22,750 equity level so you can close positions before hitting the $22,500 termination threshold.

Avoid Weekend Position Holding Near Limit

Close all positions before weekends when you're within 3% of the maximum total loss to prevent gap violations. If your $200,000 account is down $14,000, avoid holding positions over market closures since a $6,000 gap would breach the $20,000 total loss limit.

Related Rules

Maximum Daily Loss

→

Profit Target (Phase 1)

10%

→

Profit Target (Phase 2)

→

Payout Split & Schedule

80% (up to 100%)

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Funded Trading Plus Comparisons

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Frequently Asked Questions

Disclaimer: This guide is for informational purposes only and does not constitute financial advice. Prop firm rules change regularly — always verify current terms on Funded Trading Plus's official website before purchasing a challenge. Updated 2026-03-08.