Traders choosing between The5ers and FXIFY face a decision between an established firm with premium profit splits versus a newer competitor offering more flexible risk parameters. The5ers eliminates the two-phase evaluation entirely and offers 100% profit splits, while FXIFY provides 4% daily loss limits and 10% total drawdown compared to The5ers' restrictive 3% and 6% respectively. This comparison examines their evaluation structures, risk management rules, and profit-sharing models to determine which firm better serves different trading styles and risk appetites.
T
The5ers
Est. 2016 · Raanana, Israel
4.8
21,000 reviews
VS
3 wins
6 ties
5 wins
F
FXIFY
Est. 2023 · London, UK
4.4
5,000 reviews
Feature
The5ers
FXIFY
Challenge Price ($100K)
N/A
$59
Phase 1 Profit Target
10%
10%
Phase 2 Profit Target
None (single-phase)✓ Single-phase evaluation
5%
Max Daily Loss
3%
4%✓ More daily loss room
Max Total Loss
6%
10%✓ More drawdown room
Min Trading Days
None✓ No minimum
0 days
Time Limit (Phase 1)
No limit
No limit
Payout Split
100%✓ Higher profit split
80% (up to 90%)
The5ers
Pros
+Scale up to $4M in funded trading capital with industry-leading spreads
+Up to 100% profit split with transparent one-time fees
+Unlimited time limit for evaluations with no consistency rules
+24/7 support and guidance with free educational resources
+10+ years active with 262K funded traders and reliable payouts
Cons
−Limited leverage at 1:30 compared to some competitors
−One-time fee of $260 applies to all account sizes
−Daily pause rule at 3% may limit aggressive trading strategies
FXIFY
Pros
+First payout on demand after closing first trade - no minimum days or targets
+Up to $400,000 starting capital with scaling up to $4M available
+No consistency rules, no stop loss required, weekend holding allowed
+EAs, Martingale & Grid strategies allowed with flexible trading conditions
+$35M+ already paid out to traders with highest single payout of $117,000
Cons
−Relatively new firm established in 2023 with shorter track record
−Higher leverage options require add-ons at checkout (up to 1:50)
−Some account customization features require additional fees
−Limited information on specific challenge pricing for larger accounts
Our Verdict
Which Should You Choose?
The5ers suits experienced traders who prioritize profit maximization over risk flexibility, particularly those comfortable with tight risk parameters in exchange for 100% profit retention. The single-phase evaluation and absence of minimum trading days make it ideal for confident traders who want immediate access to funded accounts without jumping through multiple hoops.
FXIFY better serves traders who need breathing room in their risk management, offering 33% more daily loss allowance and 67% more total drawdown space. News traders and EA users will find FXIFY's permissive policies more accommodating than The5ers' restrictions. For beginners or traders still developing consistency, FXIFY's larger drawdown cushion provides crucial protection during the learning curve.
Choose The5ers if you're disciplined with risk and want maximum profit retention (100% vs 80-90%). Choose FXIFY if you need flexible risk parameters or trade news events, accepting the lower profit split for operational freedom.
Choose The5ers if:
→Scale up to $4M in funded trading capital with industry-leading spreads
→Up to 100% profit split with transparent one-time fees
→Unlimited time limit for evaluations with no consistency rules
→24/7 support and guidance with free educational resources
Choose FXIFY if:
→First payout on demand after closing first trade - no minimum days or targets
→Up to $400,000 starting capital with scaling up to $4M available
→No consistency rules, no stop loss required, weekend holding allowed
→EAs, Martingale & Grid strategies allowed with flexible trading conditions
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.