The Funded Trader vs Lux Trading Firm: Which Prop Firm Is Better?
Choosing between The Funded Trader and Lux Trading Firm comes down to whether you prioritize lower entry costs or more flexible trading rules. The most striking difference is the $100K challenge pricing — Lux Trading Firm charges $260 versus The Funded Trader's $489 — but The Funded Trader allows news trading and EA/bots while Lux restricts both. This comparison examines their challenge requirements, trading rules, costs, and reputation to help you decide which firm matches your trading style and budget.
TF
The Funded Trader
Est. 2021 · Fort Lauderdale, USA
3
22,000 reviews
VS
3 wins
6 ties
3 wins
LT
Lux Trading Firm
Est. 2021 · London, UK
4
1,000 reviews
Feature
The Funded Trader
Lux Trading Firm
Challenge Price ($100K)
$489
$260✓ Lower entry cost
Phase 1 Profit Target
8%✓ Easier to pass
10%
Max Total Loss
N/A
6%
Min Trading Days
0 days
0 days
Time Limit (Phase 1)
No limit
No limit
Payout Split
N/A
80%
Payout Frequency
anytime payouts
instant
Platforms
MATCH-TRADER, DXTrade, cTrader
MT5, The Lux Trader, MatchTrader
The Funded Trader
Pros
+Multiple challenge types including one-step and three-step evaluations
+High maximum funding allocation up to $2.5M across different challenges
+VIP program offering up to 95% payout split
+News trading allowed on most challenges
+Fast payout eligibility in as little as 7 days on some challenges
Cons
−Simulated trading environment only, not real money trading
−Limited account size options shown in comparison table
−Proprietary technology monitoring may restrict some trading styles
−Maximum concurrent funded account limit of $600K
Lux Trading Firm
Pros
+Offers the largest account sizes in the industry up to $10,000,000
+1-stage evaluation process with instant funding available
+100% evaluation fee refund after passing first stage
+Instant withdrawals with no fixed payout cycles
+Real A-book execution with direct liquidity provider partnership
Cons
−Complex risk consistency rules requiring fixed percentage allocation per trade
−High-frequency trading and automated EAs strictly prohibited
−Single trade profit limited to 5% of profit target per stage
−Higher evaluation fees compared to many competitors
−Static 6% drawdown limit that doesn't move with account growth
Our Verdict
Which Should You Choose?
The Funded Trader suits algorithmic traders and news traders who need maximum flexibility and don't mind paying higher fees. With EA/bot trading allowed and unrestricted news trading, plus an easier 8% Phase 1 profit target, it's built for traders who use automated strategies or trade high-impact news events. The higher $489 challenge cost is offset by more trading opportunities.
Lux Trading Firm is better for manual traders on a budget who prefer safety nets over advanced trading permissions. At $260 for the $100K challenge — nearly half of The Funded Trader's price — plus a free retry option, it's more accessible for newer traders despite the stricter 10% profit target. However, the restrictions on news trading and prohibition of EAs limit your strategic options.
For most traders, Lux Trading Firm offers better value due to the significantly lower entry cost and free retry protection, making it the smarter choice unless you specifically need EA trading or news trading capabilities.
Choose The Funded Trader if:
→Multiple challenge types including one-step and three-step evaluations
→High maximum funding allocation up to $2.5M across different challenges
→VIP program offering up to 95% payout split
→News trading allowed on most challenges
Choose Lux Trading Firm if:
→Offers the largest account sizes in the industry up to $10,000,000
→1-stage evaluation process with instant funding available
→100% evaluation fee refund after passing first stage
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.