The Funded Trader vs Funded Trading Plus: Which Prop Firm Is Better?
Traders choosing between The Funded Trader and Funded Trading Plus face a classic trade-off between accessibility and structure. The Funded Trader offers a more forgiving path with its 8% profit target versus 10%, single-phase evaluation, and no daily loss limits, while Funded Trading Plus provides cleaner rules with higher trader satisfaction ratings. This comparison examines challenge costs, profit targets, risk management rules, and trader feedback to help you determine which firm aligns with your trading style and experience level.
TF
The Funded Trader
Est. 2021 · Fort Lauderdale, USA
3
22,000 reviews
VS
4 wins
7 ties
3 wins
FT
Funded Trading Plus
Est. 2021 · London, UK
4.7
3,000 reviews
Feature
The Funded Trader
Funded Trading Plus
Challenge Price ($100K)
$489✓ Lower entry cost
$549
Phase 1 Profit Target
8%✓ Easier to pass
10%
Phase 2 Profit Target
None (single-phase)✓ Single-phase evaluation
5%
Max Daily Loss
No limit✓ No daily loss limit
5%
Max Total Loss
N/A
10%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit
No limit
Payout Split
N/A
80% (up to 100%)
The Funded Trader
Pros
+Multiple challenge types including one-step and three-step evaluations
+High maximum funding allocation up to $2.5M across different challenges
+VIP program offering up to 95% payout split
+News trading allowed on most challenges
+Fast payout eligibility in as little as 7 days on some challenges
Cons
−Simulated trading environment only, not real money trading
−Limited account size options shown in comparison table
−Proprietary technology monitoring may restrict some trading styles
−Maximum concurrent funded account limit of $600K
Funded Trading Plus
Pros
+Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
+Fast weekly reward frequency starting from day 0
+No monthly fees with transparent pricing structure
+News trading allowed and weekend holding permitted
+Swap-free accounts available with no virtual charges for overnight positions
Cons
−Lower leverage at 1:30 compared to many competitors
−Limited account size options shown with pricing
−Add-on features require additional 15% fees each
−Relatively new firm established in 2021
Our Verdict
Which Should You Choose?
The Funded Trader suits traders who need flexibility and lower barriers to entry. With its 8% profit target, single-phase evaluation, and absence of daily loss limits, it's ideal for swing traders and those who prefer larger position sizes or longer holding periods. The $489 challenge cost also makes it more accessible for traders on tighter budgets.
Funded Trading Plus better serves disciplined day traders who can work within structured risk parameters. The 5% daily loss limit and 10% profit targets create a more controlled environment that serious scalpers and news traders can navigate effectively. The 4.7/5 Trustpilot rating from 3,000 reviews versus The Funded Trader's 3/5 from 22,000 reviews suggests significantly higher trader satisfaction, making it worth the extra $60 challenge fee for traders who value reliable operations and support.
Choose The Funded Trader if:
→Multiple challenge types including one-step and three-step evaluations
→High maximum funding allocation up to $2.5M across different challenges
→VIP program offering up to 95% payout split
→News trading allowed on most challenges
Choose Funded Trading Plus if:
→Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
→Fast weekly reward frequency starting from day 0
→No monthly fees with transparent pricing structure
→News trading allowed and weekend holding permitted
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.