FXIFY vs Blue Guardian: Which Prop Firm Is Better?
Traders choosing between FXIFY and Blue Guardian face a classic trade-off between affordability and evaluation structure. FXIFY's $59 challenge fee for a $100K account undercuts Blue Guardian's $506 by over 750%, while Blue Guardian eliminates the two-phase evaluation entirely with its single-phase approach. Both firms offer similar profit targets and payout structures, but differ significantly in their risk management rules and entry costs. This comparison examines how these differences impact different trading styles and experience levels.
F
FXIFY
Est. 2023 · London, UK
4.4
5,000 reviews
VS
5 wins
7 ties
2 wins
BG
Blue Guardian
Est. 2022 · N/A
4.3
1,500 reviews
Feature
FXIFY
Blue Guardian
Challenge Price ($100K)
$59✓ Lower entry cost
$506
Phase 1 Profit Target
10%
10%
Phase 2 Profit Target
5%
None (single-phase)✓ Single-phase evaluation
Max Daily Loss
4%✓ More daily loss room
3%
Max Total Loss
10%✓ More drawdown room
6%
Min Trading Days
0 days
None✓ No minimum
Time Limit (Phase 1)
No limit
No limit
Payout Split
80% (up to 90%)
80% (up to 90%)
FXIFY
Pros
+First payout on demand after closing first trade - no minimum days or targets
+Up to $400,000 starting capital with scaling up to $4M available
+No consistency rules, no stop loss required, weekend holding allowed
+EAs, Martingale & Grid strategies allowed with flexible trading conditions
+$35M+ already paid out to traders with highest single payout of $117,000
Cons
−Relatively new firm established in 2023 with shorter track record
−Higher leverage options require add-ons at checkout (up to 1:50)
−Some account customization features require additional fees
−Limited information on specific challenge pricing for larger accounts
Blue Guardian
Pros
+Instant funding accounts available - skip evaluation phases entirely
+Scale up to $4M in funding capacity
+Instant payouts and 24-hour payout guarantee available
+Multiple account types including 1-step, 2-step, and 3-step challenges
+100% refundable fees after fourth payout
Cons
−Relatively new firm established in 2022
−Lower leverage ratios compared to some competitors (1:30 max for most instruments)
−Limited transparency on company background and headquarters location
−Higher fees for larger account sizes compared to some established competitors
Our Verdict
Which Should You Choose?
FXIFY suits budget-conscious traders and those who prefer more flexible risk management, offering significantly lower entry costs ($59 vs $506) and more generous drawdown rules (4% daily loss vs 3%, 10% total loss vs 6%). The firm's affordability makes it ideal for beginners testing prop trading or experienced traders wanting to minimize upfront investment while maintaining reasonable trading room.
Blue Guardian appeals to confident traders who want to skip the traditional two-phase evaluation and can afford the higher entry fee. Its single-phase structure eliminates the Phase 2 hurdle that trips up many traders, though the tighter risk parameters (3% daily loss, 6% total drawdown) suit more conservative trading approaches. For traders with proven strategies who value simplicity over cost savings, Blue Guardian's streamlined evaluation justifies the premium pricing.
Choose FXIFY if:
→First payout on demand after closing first trade - no minimum days or targets
→Up to $400,000 starting capital with scaling up to $4M available
→No consistency rules, no stop loss required, weekend holding allowed
→EAs, Martingale & Grid strategies allowed with flexible trading conditions
Choose Blue Guardian if:
→Instant funding accounts available - skip evaluation phases entirely
→Scale up to $4M in funding capacity
→Instant payouts and 24-hour payout guarantee available
→Multiple account types including 1-step, 2-step, and 3-step challenges
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.