Choosing between FundingPips and FXIFY comes down to whether you prioritize evaluation simplicity or trading platform flexibility. FundingPips offers a single-phase evaluation with no daily loss limits, while FXIFY provides multiple trading platforms including DXtrade alongside traditional MT4/MT5 options. This comparison examines their evaluation structures, trading rules, platform offerings, and payout terms to help you determine which firm aligns better with your trading style and risk management approach.
F
FundingPips
Est. 2022 · Dubai, UAE
4.5
48,000 reviews
VS
3 wins
7 ties
4 wins
F
FXIFY
Est. 2023 · London, UK
4.4
5,000 reviews
Feature
FundingPips
FXIFY
Challenge Price ($100K)
N/A
$59
Phase 1 Profit Target
N/A
10%
Phase 2 Profit Target
None (single-phase)✓ Single-phase evaluation
5%
Max Daily Loss
No limit✓ No daily loss limit
4%
Max Total Loss
N/A
10%
Min Trading Days
None✓ No minimum
0 days
Time Limit (Phase 1)
No limit
No limit
Payout Split
N/A
80% (up to 90%)
FundingPips
FXIFY
Pros
+First payout on demand after closing first trade - no minimum days or targets
+Up to $400,000 starting capital with scaling up to $4M available
+No consistency rules, no stop loss required, weekend holding allowed
+EAs, Martingale & Grid strategies allowed with flexible trading conditions
+$35M+ already paid out to traders with highest single payout of $117,000
Cons
−Relatively new firm established in 2023 with shorter track record
−Higher leverage options require add-ons at checkout (up to 1:50)
−Some account customization features require additional fees
−Limited information on specific challenge pricing for larger accounts
Our Verdict
Which Should You Choose?
FundingPips suits traders who want a straightforward evaluation process without daily drawdown pressure, making it ideal for swing traders and those who prefer position trading without constant account monitoring. The single-phase structure and absence of daily loss limits provide more breathing room for strategies that may have larger temporary drawdowns.
FXIFY better serves active day traders, scalpers, and news traders who need platform variety and fewer trading restrictions. With MT4, MT5, and DXtrade access plus unrestricted news trading, FXIFY offers more tactical flexibility despite the 4% daily loss limit. For traders comfortable with standard two-phase evaluations and daily risk management, FXIFY's platform options and trading freedom outweigh FundingPips' structural advantages.
Choose FundingPips if:
Choose FXIFY if:
→First payout on demand after closing first trade - no minimum days or targets
→Up to $400,000 starting capital with scaling up to $4M available
→No consistency rules, no stop loss required, weekend holding allowed
→EAs, Martingale & Grid strategies allowed with flexible trading conditions
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.