FTMO vs Funded Trading Plus: Which Prop Firm Is Better?
Traders choosing between FTMO and Funded Trading Plus face a decision between proven track record and trader-friendly flexibility. FTMO offers the reliability of an established firm with 40,000 Trustpilot reviews, while Funded Trading Plus removes time constraints and minimum trading days that trip up many challengers. Both firms offer identical profit targets and risk parameters on their $100K challenges, but differ significantly in their approach to trader restrictions and payout structures. This comparison breaks down the key differences that matter for your trading style and success rate.
F
FTMO
Est. 2015 · Prague, Czech Republic
4.8
40,000 reviews
VS
2 wins
5 ties
7 wins
FT
Funded Trading Plus
Est. 2021 · London, UK
4.7
3,000 reviews
Feature
FTMO
Funded Trading Plus
Challenge Price ($100K)
$540✓ Lower entry cost
$549
Phase 1 Profit Target
10%
10%
Phase 2 Profit Target
5%
5%
Max Daily Loss
5%
5%
Max Total Loss
10%
10%
Min Trading Days
4 days
None✓ No minimum
Time Limit (Phase 1)
30 days
No limit✓ No time limit
Payout Split
80% (up to 90%)
80% (up to 100%)✓ Higher profit split
FTMO
Pros
+Most established and trusted brand in prop trading (est. 2015)
+Free retry policy if profit target met but other rule breached
+Strong payout track record — $500M+ total paid to traders
+Performance coaching and FTMO Academy included
Cons
−News trading restricted (2 min buffer around major events)
−Higher challenge prices than most competitors at same account sizes
−Scaling plan slower than rivals (25% increase every 4 months)
−Maximum initial allocation capped at $200K before scaling
Funded Trading Plus
Pros
+Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
+Fast weekly reward frequency starting from day 0
+No monthly fees with transparent pricing structure
+News trading allowed and weekend holding permitted
+Swap-free accounts available with no virtual charges for overnight positions
Cons
−Lower leverage at 1:30 compared to many competitors
−Limited account size options shown with pricing
−Add-on features require additional 15% fees each
−Relatively new firm established in 2021
Our Verdict
Which Should You Choose?
FTMO suits traders who prefer structure and proven reliability, particularly those comfortable with time limits and minimum trading requirements. The firm's 4.8/5 rating from 40,000 reviews and 9-year track record make it the safer choice for risk-averse traders who don't mind the 30-day challenge window and 4-day minimum trading requirement.
Funded Trading Plus better serves flexible traders and news traders who need freedom from arbitrary constraints. With no time limits, no minimum trading days, weekly payouts instead of bi-weekly, and the ability to scale profit splits to 100%, it removes the common failure points that eliminate traders on traditional prop firm challenges.
For most traders, Funded Trading Plus offers the better deal despite being newer. The removal of time pressure and minimum trading requirements, combined with faster payouts and unrestricted news trading, outweigh FTMO's $9 price advantage and longer track record. Choose FTMO only if you specifically value the comfort of a more established firm and don't mind working within their restrictions.
Choose FTMO if:
→Most established and trusted brand in prop trading (est. 2015)
→Free retry policy if profit target met but other rule breached
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.