Apex Trader Funding vs Lux Trading Firm: Which Prop Firm Is Better?
Traders choosing between Apex Trader Funding and Lux Trading Firm face a classic trade-off between easier qualification requirements and more flexible trading conditions. Apex offers a significantly lower 6% profit target versus Lux's 10%, but Lux counters with unlimited time limits and higher drawdown tolerance. Both firms launched in 2021 and offer competitive funding programs, though they cater to different trading styles and risk preferences. This comparison examines their evaluation phases, payout structures, and trading restrictions to help determine which firm aligns better with your trading approach.
AT
Apex Trader Funding
Est. 2021 · Austin, USA
4.4
18,000 reviews
VS
3 wins
3 ties
6 wins
LT
Lux Trading Firm
Est. 2021 · London, UK
4
1,000 reviews
Feature
Apex Trader Funding
Lux Trading Firm
Challenge Price ($100K)
N/A
$260
Phase 1 Profit Target
6%✓ Easier to pass
10%
Max Total Loss
4%
6%✓ More drawdown room
Min Trading Days
1 days
0 days✓ More flexible
Time Limit (Phase 1)
30 days
No limit✓ No time limit
Payout Split
100%✓ Higher profit split
80%
Payout Frequency
every 5 trading days
instant
Platforms
NinjaTrader, Rithmic, Tradovate, Wealthcharts✓ More platform options
MT5, The Lux Trader, MatchTrader
Apex Trader Funding
Pros
+One day minimum to pass evaluation with simple rules
+100% profit split - no revenue sharing with the firm
+Fast payouts every 5 trading days with no payout denials
+One-time fees with no recurring billing or subscription costs
+Up to 20 accounts allowed per trader with built-in scaling
Cons
−Futures trading only - no forex or stock options available
−50% consistency rule limits profit concentration from best trading days
−No reset options available on evaluation accounts
−Maximum 6 payout requests allowed per account
−Account expires after 30 days of inactivity
Lux Trading Firm
Pros
+Offers the largest account sizes in the industry up to $10,000,000
+1-stage evaluation process with instant funding available
+100% evaluation fee refund after passing first stage
+Instant withdrawals with no fixed payout cycles
+Real A-book execution with direct liquidity provider partnership
Cons
−Complex risk consistency rules requiring fixed percentage allocation per trade
−High-frequency trading and automated EAs strictly prohibited
−Single trade profit limited to 5% of profit target per stage
−Higher evaluation fees compared to many competitors
−Static 6% drawdown limit that doesn't move with account growth
Our Verdict
Which Should You Choose?
Apex Trader Funding suits traders who prioritize easier qualification and maximum profit retention. The 6% profit target makes initial evaluation significantly more achievable than Lux's 10% requirement, and the 100% payout split means you keep every dollar earned once funded. With 18,000 Trustpilot reviews averaging 4.4/5, Apex also offers stronger social proof for risk-averse traders.
Lux Trading Firm better serves patient traders who need flexibility and room to breathe. The unlimited time limit eliminates pressure during evaluation, while the 6% maximum drawdown provides 50% more risk tolerance than Apex's 4% limit. News traders and scalpers will appreciate Lux's more permissive trading rules, though the 80% payout split means sacrificing profit share for operational freedom.
For most traders, Apex Trader Funding offers the better deal. The combination of easier qualification requirements and 100% profit retention outweighs Lux's flexibility advantages, especially given Apex's superior track record with 18x more verified reviews.
Choose Apex Trader Funding if:
→One day minimum to pass evaluation with simple rules
→100% profit split - no revenue sharing with the firm
→Fast payouts every 5 trading days with no payout denials
→One-time fees with no recurring billing or subscription costs
Choose Lux Trading Firm if:
→Offers the largest account sizes in the industry up to $10,000,000
→1-stage evaluation process with instant funding available
→100% evaluation fee refund after passing first stage
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.