Apex Trader Funding vs FXIFY: Which Prop Firm Is Better?
Choosing between Apex Trader Funding and FXIFY comes down to whether you prioritize easier evaluation requirements or more flexible trading rules. Apex offers a single-phase evaluation with just a 6% profit target and no daily loss limits, while FXIFY requires a 10% first-phase target but allows 10% total drawdown and permits news trading with EAs. This comparison examines their evaluation structures, trading restrictions, and payout terms to help you determine which firm aligns with your trading style and risk management approach.
AT
Apex Trader Funding
Est. 2021 · Austin, USA
4.4
18,000 reviews
VS
5 wins
3 ties
6 wins
F
FXIFY
Est. 2023 · London, UK
4.4
5,000 reviews
Feature
Apex Trader Funding
FXIFY
Challenge Price ($100K)
N/A
$59
Phase 1 Profit Target
6%✓ Easier to pass
10%
Phase 2 Profit Target
None (single-phase)✓ Single-phase evaluation
5%
Max Daily Loss
No limit✓ No daily loss limit
4%
Max Total Loss
4%
10%✓ More drawdown room
Min Trading Days
1 days
0 days✓ More flexible
Time Limit (Phase 1)
30 days
No limit✓ No time limit
Payout Split
100%✓ Higher profit split
80% (up to 90%)
Apex Trader Funding
Pros
+One day minimum to pass evaluation with simple rules
+100% profit split - no revenue sharing with the firm
+Fast payouts every 5 trading days with no payout denials
+One-time fees with no recurring billing or subscription costs
+Up to 20 accounts allowed per trader with built-in scaling
Cons
−Futures trading only - no forex or stock options available
−50% consistency rule limits profit concentration from best trading days
−No reset options available on evaluation accounts
−Maximum 6 payout requests allowed per account
−Account expires after 30 days of inactivity
FXIFY
Pros
+First payout on demand after closing first trade - no minimum days or targets
+Up to $400,000 starting capital with scaling up to $4M available
+No consistency rules, no stop loss required, weekend holding allowed
+EAs, Martingale & Grid strategies allowed with flexible trading conditions
+$35M+ already paid out to traders with highest single payout of $117,000
Cons
−Relatively new firm established in 2023 with shorter track record
−Higher leverage options require add-ons at checkout (up to 1:50)
−Some account customization features require additional fees
−Limited information on specific challenge pricing for larger accounts
Our Verdict
Which Should You Choose?
Apex Trader Funding suits conservative traders and beginners who want the easiest path to funding. With only a 6% profit target in a single evaluation phase and no daily loss limits, it offers the most straightforward route to a funded account. The 100% profit split also means you keep everything you earn, making it ideal for consistent but moderate profit generators.
FXIFY better serves aggressive traders, scalpers, and those using automated strategies. The 10% total drawdown room provides significant breathing space for volatile trading styles, while the ability to trade news and use EAs opens up strategies that Apex restricts. Despite the higher 10% Phase 1 target and 4% daily loss limit, experienced traders who can handle these constraints will benefit from FXIFY's flexibility.
For most retail traders, Apex Trader Funding offers the better deal due to its dramatically easier evaluation requirements and superior profit split, outweighing FXIFY's trading flexibility advantages.
Choose Apex Trader Funding if:
→One day minimum to pass evaluation with simple rules
→100% profit split - no revenue sharing with the firm
→Fast payouts every 5 trading days with no payout denials
→One-time fees with no recurring billing or subscription costs
Choose FXIFY if:
→First payout on demand after closing first trade - no minimum days or targets
→Up to $400,000 starting capital with scaling up to $4M available
→No consistency rules, no stop loss required, weekend holding allowed
→EAs, Martingale & Grid strategies allowed with flexible trading conditions
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.