Apex Trader Funding vs Funded Trading Plus: Which Prop Firm Is Better?
Traders choosing between Apex Trader Funding and Funded Trading Plus face a decision between two fundamentally different evaluation approaches. Apex Trader Funding offers a more forgiving path with a 6% profit target and no daily loss limits, while Funded Trading Plus demands a steeper 10% target but provides unlimited time to achieve it. Both firms launched in 2021 and have built solid reputations, but their rule sets cater to distinctly different trading styles. This comparison examines their evaluation phases, risk parameters, and payout structures to determine which firm aligns with your trading approach.
AT
Apex Trader Funding
Est. 2021 · Austin, USA
4.4
18,000 reviews
VS
3 wins
3 ties
6 wins
FT
Funded Trading Plus
Est. 2021 · London, UK
4.7
3,000 reviews
Feature
Apex Trader Funding
Funded Trading Plus
Challenge Price ($100K)
N/A
$549
Phase 1 Profit Target
6%✓ Easier to pass
10%
Max Daily Loss
No limit✓ No daily loss limit
4%
Max Total Loss
4%
6%✓ More drawdown room
Min Trading Days
1 days
None✓ No minimum
Time Limit (Phase 1)
30 days
No limit✓ No time limit
Payout Split
100%✓ Higher starting split
80% (up to 100%)
Payout Frequency
every 5 trading days
weekly✓ Faster payouts
Apex Trader Funding
Pros
+One day minimum to pass evaluation with simple rules
+100% profit split - no revenue sharing with the firm
+Fast payouts every 5 trading days with no payout denials
+One-time fees with no recurring billing or subscription costs
+Up to 20 accounts allowed per trader with built-in scaling
Cons
−Futures trading only - no forex or stock options available
−50% consistency rule limits profit concentration from best trading days
−No reset options available on evaluation accounts
−Maximum 6 payout requests allowed per account
−Account expires after 30 days of inactivity
Funded Trading Plus
Pros
+Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
+Fast weekly reward frequency starting from day 0
+No monthly fees with transparent pricing structure
+News trading allowed and weekend holding permitted
+Swap-free accounts available with no virtual charges for overnight positions
Cons
−Lower leverage at 1:30 compared to many competitors
−Limited account size options shown with pricing
−Add-on features require additional 15% fees each
−Relatively new firm established in 2021
Our Verdict
Which Should You Choose?
Apex Trader Funding suits aggressive day traders and scalpers who can hit profit targets quickly but need freedom from daily loss restrictions. The 6% profit target is significantly easier than Funded Trading Plus's 10% requirement, and the absence of daily loss limits allows for larger position sizes and recovery trading. However, the 30-day time limit creates pressure that may not suit all trading styles.
Funded Trading Plus works better for swing traders, news traders, and methodical position traders who prefer working without time pressure. The unlimited evaluation period and explicit news trading permission make it ideal for traders who capitalize on economic events or longer-term setups. The 4% daily loss limit requires more conservative position sizing, but the 6% total drawdown provides more recovery room than Apex's 4% limit.
For most retail traders, Funded Trading Plus offers the superior path despite the higher profit target. The combination of no time limits, news trading allowance, and unlimited minimum trading days creates a more realistic evaluation environment that doesn't force rushed decisions or artificial trading frequency.
Choose Apex Trader Funding if:
→One day minimum to pass evaluation with simple rules
→100% profit split - no revenue sharing with the firm
→Fast payouts every 5 trading days with no payout denials
→One-time fees with no recurring billing or subscription costs
Choose Funded Trading Plus if:
→Multiple challenge types: Instant Funding, 1-Step, and 2-Step options
→Fast weekly reward frequency starting from day 0
→No monthly fees with transparent pricing structure
→News trading allowed and weekend holding permitted
Disclaimer:This comparison is for informational purposes only. Prop firm rules change regularly — always verify current terms on each firm's official website before purchasing a challenge. This is not financial advice. Updated 2026-03-08.